# 7. Risk Parameters
Below are the current loan‑to‑value (LTV) settings for each pool launched so far. The **Minimum LTV** is the highest LTV you can open a loan with; the **Liquidation Threshold** is the LTV % which triggers liquidation of a borrow position.
Pool
Liquidation Threshold (%)
Minimum LTV (%)
ADA/SURF
50
40
ADA/SNEK
60
48
ADA/USDM
80
64
USDM/ADA
80
64
ADA/STRIKE
65
40
ADA/BODEGA
65
40
ADA/IAG
65
40
Formulas
LTV = Borrowed Value ÷ Collateral Value
Health Score = Liquidation Threshold ÷ LTV
A Health Score above 1 means your position is safe; at or below 1 puts it in the liquidation zone.\*
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